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Personal Contract Purchase (PCP)

Volvo Car Financial Services Ltd Terms & Conditions

A Personal Contract Purchase is a flexible form of loan where some of the cost is deferred until the end of the agreement to provide you with the benefit of lower monthly payments. The deferred amount is known as the Optional Final Payment and is sometimes also referred to as the Guaranteed Future Value (GFV). At the end of the agreement, you have three options: Retain the car, Return the car, Renew the car.

Terms apply. 18s and over. Subject to status. Guarantee may be required. Volvo Car Financial Services UK Ltd, SL6 4FL. Retail sales only. This is an indicative quotation subject to final appraisal of your vehicle and does not commit Volvo Car Financial Services UK Ltd to enter into an agreement with you or commit Volvo Car Financial Services UK Ltd to the above rates and figures. Be sure you can afford the repayments before entering into a credit agreement. Volvo Car Financial Services UK Ltd is authorised and regulated by the Financial Conduct Authority in respect of agreements regulated by the Consumer Credit Act 1974 and for general insurance mediation activity. At the end of the agreement there are 3 options: (i) Part exchange the vehicle. (ii) Pay the Optional Final Payment to own the vehicle or (iii) Return the vehicle. Further charges may be made subject to the condition or mileage of the vehicle. Financial Conduct Authority reference number is 933949.