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Up to £3,000 FDC and APR as low as 0.0% available*.
Take advantage of a 0% APR Volvo Loan today. Making a minimum deposit of 50% means your APR total will be recalculated to 0% when finalising your order details. The other 50% is payable over 36 months¹. If you prefer to not put down an additional deposit, you can still enjoy an APR Representative as low as (insert) 5.9%².
Finance Deposit Contributions Available
£3,000 available with the XC40 Plus and Ultra models.
*Finance Deposit Contributions are available with both Personal Contract Purchase (PCP) and Volvo Loan finance options.*
0% APR Volvo Loan¹
Making a minimum deposit of 50% on your Volvo XC40 means your APR total will be recalculated to 0% when finalising your order details. The other 50% is payable over 36 months.
Choose a Personal Contract Purchase or Volvo Loan²
| Model | X40 B3 Mild Hybrid Plus Dark | XC40 B3 Mild Hybrid Ultra Dark |
| Monthly Instalments | £399.00 | £449.00 |
| Customer Deposit | £6,977.34 | £8,516.77 |
| Representative APR | 5.9% | 5.9% |
| On the Road Price | £40,090.00 | £45,910.00 |
| Volvo Contribution | £3,000.00 | £3,000.00 |
| Revised on the road price* | £37,090.00 | £42,910.00 |
| Amount of Credit | £30,112.66 | £34,393.23 |
| Interest Charges | £5,516.84 | £6,341.90 |
| Total Amount Payable | £42,606.84 | £49,251.90 |
| Optional Final Payment | £16,477.50 | £19,183.13 |
| Duration of Agreement (months) | 49 | 49 |
| Mileage per Annum | 10,000 | 10,000 |
| Excess Mileage Charge | 14.9p | 14.9p |
Contact us for more information on finance options and other model variants.
Terms & Conditions Apply. Offers end 31st December 2025. Offers subject to change.
¹ Volvo Loan available on new cars through Volvo Car Financial Services UK Limited, SL6 4FL. Terms apply. Subject to availability. Finance subject to status, 18s and over.
² To qualify, all customers must have placed an order via Personal Contract Purchase (PCP) or Volvo Loan. Personal Contract Purchase (PCP) and Volvo Loan available on selected new cars through Volvo Car Financial Services UK Limited, SL6 4FL. At the end of the PCP agreement there are 3 options: (i) Renew: Part exchange the vehicle. (ii) Retain: Pay the Optional Final Payment to own the vehicle or (iii) Return the vehicle. Further charges may be made subject to the condition or mileage of the vehicle. Subject to availability. Terms apply. Finance subject to status, 18s and over.